In a video interview, U.S. Secretary of Housing and Urban Development Marcia Fudge said that redlining persists in America, especially in lower-income communities where lending is more constricted and appraisals come in lower. The Black homeownership rate is as low as it has been in five decades. The redlining that helped create this scenario continues to impact these communities today. The industry has made an increased investment in diversity, equity, and inclusion but clearly more needs to be done.