The significant home price increases in markets across the country have been scuttling transactions due to appraisal issues at higher-than-average rates. In August, 13 percent of the nation’s appraisals fell short of the contract price, according to CoreLogic data. That’s nearly double the standard rate of approximately 7 percent. The rise of alternative finance companies, which include iBuyers and the increasing number of companies who help buyers make the equivalent of all-cash offers with the ability to waive financing and appraisal contingencies, are increasingly removing barriers that have traditionally caused transactions to fall through. These AltFin companies, as T3 Sixty has dubbed them, are ushering in a real estate financing revolution, a trend featured in the 2022 Swanepoel Trends Report, available for order at t3trends.com.